Offer More Ways for Customers to Pay Across San Diego, CA

Set up a merchant credit account to accept card payments

It might seem easier to accept cash from customers, but not everyone carries bills or has time to stop at the ATM. Instead, start accepting credit and debit card payments with a merchant credit account.


Upper Cut Capital in San Diego, CA can help you get set up with a merchant credit account so that you can accept payment anytime and from anywhere.  We partner with various credit card payment services to meet your needs.

A close up of two credit cards on a table.

How it works

Not all business bank accounts are set up to offer credit card payment services, making separate merchant credit accounts essential for many small businesses.


When a customer pays electronically, the merchant account communicates with the card issuer, then…

Withdraws funds from the customer's account

Credits are transferred to the merchant account

Funds are temporarily held in the merchant account until cleared

Funds are then transferred to your business account

Discover the benefits of a merchant credit account – connect with us today to get started.

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