FAQ

Yes! Upper Cut Capital specializes in helping new businesses in San Diego, CA, obtain the capital they need to get off the ground. We can help you explore options like business lines of credit to provide you with the necessary funds.

A business line of credit provides you with access to a specific amount of funds that you can draw upon as needed, repay, and then borrow again. Upper Cut Capital in San Diego works with a network of over 70 lenders to help you apply for a business line of credit with suitable terms and interest rates based on your financial situation.

Working with Upper Cut Capital in San Diego gives you access to a wide network of lenders, increasing your chances of approval and finding favorable terms. We also provide personalized support to assess your needs and guide you through the application process.

Absolutely. Upper Cut Capital offers invoice management services in San Diego, CA, designed to help you unlock cash flow from your outstanding invoices.

Invoice factoring involves selling your unpaid invoices to a finance company at a discount. This provides you with immediate cash, and the factoring company takes on the responsibility of collecting payment from your customers. Upper Cut Capital in San Diego can walk you through this process and connect you with suitable factoring partners.

Asset-based lending allows you to use your outstanding invoices as collateral for a loan. As your customers pay their invoices, you repay the lender. Upper Cut Capital in San Diego can explain how this works and help you secure an asset-based loan using your accounts receivable.

Yes! Upper Cut Capital offers equipment financing options in San Diego, CA, and beyond. We can help you explore leasing or loan options for the equipment your business needs.

Upper Cut Capital works with partners who can finance a wide range of equipment, including heavy machinery, fleet vehicles, point-of-sale (POS) systems, medical equipment, and exercise equipment for businesses in San Diego.

We will assess the cost of your required equipment and compare it to your business assets or accounts receivable. Then, we leverage our network of over 70 equipment leasing and loaning partners to connect you with the most suitable options.

Working capital financing is a short-term loan designed to help businesses cover day-to-day operating expenses, especially during slow periods or when unexpected costs arise. Upper Cut Capital in San Diego can help you apply for these loans to maintain your business operations.

Businesses in San Diego might consider working capital financing to cover rent or utilities, manage payroll, or maintain or purchase essential equipment during periods of lower cash flow.

Small Business Administration (SBA) loans are government-backed loans designed to help small businesses access capital. Upper Cut Capital in San Diego can guide you through the application process for SBA startup loans and connect you with our network of over 70 lenders.

SBA loans can be used for various purposes, including startup costs, business expansion, real estate purchases, debt restructuring, equipment improvements, and inventory for eligible businesses in San Diego.

Accepting credit and debit card payments through a merchant credit account offers your San Diego customers more convenient payment options, potentially increasing sales and customer satisfaction.

Upper Cut Capital partners with various credit card payment service providers to help your San Diego business get set up with a merchant credit account that meets your specific needs.

When a customer pays with a card, the merchant account communicates with the card issuer to withdraw funds, which are then temporarily held in the merchant account before being transferred to your business bank account. Upper Cut Capital in San Diego can explain this process in detail.

Upper Cut Capital serves businesses in San Diego, CA, and beyond.

You can reach out to us day or night for personal support. Please visit our "Contact Us" page for our phone number and contact form.