About Us

About Upper Cut Capital: Fueling Your Entrepreneurial Punch in San Diego

Upper Cut Capital, based in San Diego, CA, is your dedicated partner in securing the business capital you need to succeed. We understand the post-pandemic reality where traditional lending often demands significant collateral, creating a barrier for many promising entrepreneurs. Our mission is to provide a fairer path to funding, recognizing the strength of your business plan and entrepreneurial drive as key qualifiers.

Born to Bridge the Funding Gap

We saw firsthand how access to capital became more challenging. Upper Cut Capital was founded to empower entrepreneurs to invest in their vision without being solely reliant on extensive collateral. We believe a strong business should be the primary means for securing the necessary funds to launch and grow.

Your Advocate in Business Finance

We offer personalized support to navigate the complexities of business financing. Whether you're a San Diego startup needing initial capital, an expanding business managing cash flow, requiring equipment, or navigating slower seasons, we're here to help you find the right solutions.

Our Tailored Capital Solutions:

• Business Lines of Credit: Access flexible funds for ongoing needs.
• Invoice Management (Factoring & Asset-Based Lending): Unlock immediate cash from your receivables.
• Equipment Financing: Acquire essential equipment through flexible leasing and loan options.
• Working Capital Financing: Bridge short-term cash flow gaps.
• SBA Loans: Navigate government-backed funding opportunities.
• Merchant Credit Accounts: Easily accept card payments to grow your customer base.

Leveraging Our Extensive Lender Network

Our network of over 70 reputable lenders provides you with a significant advantage. We connect you with the most suitable terms and financing options tailored to your unique situation.

Ready to Invest in Your Success?

At Upper Cut Capital, we're passionate about empowering San Diego entrepreneurs. We believe in your vision and are committed to helping you secure the capital you need to achieve it. Contact us today for personalized support and let's fuel your entrepreneurial punch.